Public Defender Accused Of Harassing Ex-Girlfriend SuspendedOlivia Covington for www.theindianalawyer.comA northern Indiana public defender accused of repeatedly harassing his ex-girlfriend has been suspended from the practice of law in Indiana for at least one year.Joseph M. Johnson, III, the chief public defender in Adams County, was married when he began an affair with “Jane Doe” in 2010. The affair ended after several months, but the two met again for a dinner in March 2014.During that dinner, Johnson told Doe his wife was leaving him, and thereafter he began repeatedly calling Doe. Despite Doe telling him she was not interested in a relationship with him, Johnson persisted in calling her. During one of these calls, Johnson began crying and Doe heard him shoot a gun multiple times.Johnson then continued calling, texting and Facebook messaging Doe and also appeared at her apartment. Police issued a No Trespass Order against Johnson, but he continued calling Doe and trying to contact her through her roommate. The police got involved again, telling Johnson to cease all efforts for communication with Doe, but he responded by threatening to have her children taken away and to create trouble for her through her probation officer.After Johnson returned to Doe’s apartment while her children were present, Doe obtained a protective order against Johnson, so he retaliated by telling Doe’s probation officer that she had violated her probation. Doe admitted to having a glass of wine at her dinner with Johnson, a violation of her probation for operating while intoxicated, which resulted in her receiving a 10-day sentence.The Indiana State Police became involved in the case, and Johnson was found guilty of one count of trespass and was placed on informal probation. He was ordered not to contact Doe, but upon seeing A.F., one of Doe’s friends, at the courthouse, Johnson lured her into his office and asked about Doe’s living and romantic situation.Johnson eventually tracked Doe to her new residence and drove to the residence on multiple occasions in May 2015. The hearing officer in Johnson’s case before the Indiana Supreme Court Disciplinary Commission noted he was suffering from a progression of mental illness, including depression, manic episodes and bipolar disorder, during some, but not all, of his encounters with Doe.Johnson argued in his discipline case that he suffered from mental illness, so if the Indiana Supreme Court sanctioned his law license, it would violate the Americans with Disabilities Act. “We…agree with the hearing officer that, while some of Respondent’s actions can be traced to manic episodes he was experiencing, other actions committed by Responded as part of his long-running pattern of misconduct involving J.D. occurred during periods when Respondent was receiving treatment and the symptoms of his mental illness had somewhat abated,” the Indiana Supreme Court wrote in a Wednesday per curiam opinion for In the Matter of: Joseph M. Johnson, III, 01S00-1604-DI-188.The public defender was accused of violating Indiana Rules of Professional Conduct 8.4(b), committing a criminal act that reflects adversely on the lawyers’ honestly, trustworthiness, or fitness as a lawyer; 8.4(d), engaging in conduct prejudicial to the administration of justice; and 8.4(e), stating or implying an ability to improperly influence a government official or agency. The Indiana Supreme Court agreed with those charges and ordered Wednesday that Johnson be suspended for at least a year, without automatic reinstatement, beginning June 28.Johnson can petition for reinstatement at the conclusion of his one-year suspension pursuant to Admission and Discipline Rule 23(18). The costs of the proceeding are assessed against him.FacebookTwitterCopy LinkEmail
IS IT TRUE during the recent budget hearing the At-Large Evansville City Council member and Finance Chairman Jonathon Weaver warned members of City Council that the City has a $13 million deficit so far this year? …despite this warning members of City Council still voted 8-1 to approved Mayor Winnecke’s 2019 City budget? …that Mr. Weaver was the only City Council member to vote against the 2019 City budget? …that the 2019 City budget has been increased by 7% over this year’s budget?IS IT TRUE we are extremely disappointed that the two conservatives City Councilman (Justin Elpers (R) and G. John Hayden, CPA (R) didn’t heed Mr. Weaver’s warning concerning the City of Evansville current cash flow problems? …we also somewhat surprised that eight (8) Council members also voted for Mayor Winnecke’s 2019 budget without making any meaningful amendments to the 2019 City budget?IS IT TRUE because of the 8-1 vote on the 2019 City budget we are told that many people are now expecting that every member of the current Evansville City Council will have someone to run against them in the 2019 City election? …it looks like members of City Council will now be put in a position to defend why they voted on other issues that affected our quality of lives during the last four (4) years?IS IT TRUE we find it interesting that the local area Chamber of Commerce decided not to make a political endorsement in the Vanderburgh County Commission race? …we are told that Mayor Winnecke lobbied hard to get his hand-chosen candidate Mike Duckworth to get the Chamber of Commerce political endorsement for County Commissioner? …we hear that several people feel because Mayor couldn’t convince the local Chamber of Commerce to support Mike Duckworth for Vanderburgh County Commissioner is a sign of political weakness?IS IT TRUE we also have been told that last week Mayor Winnecke and his wife held a political fundraiser for Mike Duckworth? …we hear that the turnout for this political event was less than impressive?IS IT TRUE we also been told that many supporters of Mayor Winnecke feel that he will be re-elected? …that we also been told that there has been a discussion among a group of people that feel the need to review the past decisions made by Mayor Winnecke since he been in office? …we are told that several members of this group feel that the possibility of Mayor Winnecke being elected to a third (3rd) term could be questionable because of his excessive spending habits?IS IT TRUE we have been informed by one our loyal reader and poster that the former Executive Director of ECHO Housing Corporation is asking $599,000 for the home that she owns? …that our poster alleges that this home is only assessed at $294,000? …if this statement is true we wonder if the Vanderburgh County Assessor can explain why his office assessed this home for $294,000 and the owners feel that it’s worth $599,000? We hope that today’s “IS IT TRUE” will provoke honest and open dialogue concerning issues that we, as responsible citizens of this community, need to address in a rational and responsible way? IS IT TRUE we recently posted our non-scientific but trendy “Readers Poll” question asking our readers “Do you agree with Councilman Jonathan Weaver that the City of Evansville is having serious cash flow problems”? …that 257 CCO readers voted in this poll? …that 211 people voted “YES”, 27 people voted “NO” and 19 said they had “NO IDEA”? IS IT TRUE we are wondering who is funding the current construction work now being done on the old boat dock once used by Casino Aztar? …we have been told that the loading ramp at the old Aztar pavilion has been stripped of exterior siding and roofing? …it now appears that the former Tropicana loading ramp is being prepped for removal in the very near future?IS IT TRUE that Vanderburgh County Commissioner Ben Shoulders had his third annual “Golf Outing” last Friday? …that County Commissioner Ben Shoulders political fundraiser golf scramble was a sellout? … there were over 30 foursomes and Mr. Shoulders raised over $40,000 for only one (1) flight in the morning at Helfrich Hills? …not a bad political fundraiser for a guy who isn’t up for re-election several years from now?Todays“Readers Poll” question is: Do you feel that every Evansville City Council member will have someone to run against them in the 2019 city election?If you would like to advertise on the CCO please contact us [email protected]: City-County Observer Comment Policy. Be kind to people. No personal attacks or harassment will not be tolerated and shall be removed from our site.We understand that sometimes people don’t always agree and discussions may become a little heated. The use of offensive language, insults against commenters will not be tolerated and will be removed from our site. FacebookTwitterCopy LinkEmail
What are the Sustainable Development Goals?The 17 Sustainable Development Goals (also known as the Global Goals) were adopted by 193 member states attending the United Nations Sustainable Development Summit in New York in 2015. The Goals are partof the United Nations Agenda 2030 for Sustainable Development. The Sustainable Development Goals comprise a total of 169 targets, which seek to tackle a wide range of issues facing both developed and developing countries. These issues include poverty, inequality, climate change, inclusive societies and access to health and education.What is the Voluntary National Review?All 193 member states are expected, at least once, to review national progress towards theSustainable Development Goals and present the report to the United Nations High LevelPolitical Forum. This process is called a Voluntary National Review and is part of Agenda2030. In 2018, 47 countries presented a Voluntary National Review including Canada andSpain. The UK will be presenting its Voluntary National Review in July 2019 at the HighLevel Political Forum alongside 46 other countries.Why is the Voluntary National Review important?The Voluntary National Review will be our opportunity to use evidence from across the UK(government, civil society and the private sector) together with data on the global indicatorsto assess UK progress on all 17 Goals. It is a stepping stone towards achieving theSustainable Development Goals by 2030.What information will be in the Voluntary National Review?The Voluntary National Review will cover all 17 Goals. It will demonstrate the UK’sdomestic and international activity and will be underpinned by data. The United Nations hasset five focus Goals for 2019. The Goals are: Who can be contacted for more information on the Voluntary National Review?If you have a have a query, please get in touch at [email protected] UK government departments are involved in delivering the goals in the UKIf you have a Goal specific query on the UK’s Voluntary National Review, please refer to the list below and contact [email protected] to be put in touch with the relevant departmentGoal 1: No Poverty – Department for Work and PensionsGoal 2: Zero Hunger – Department for Environment, Food and Rural AffairsGoal 3: Good Health – Department for Health and Social CareGoal 4: Quality Education – Department for EducationGoal 5: Gender Equality – Government Equalities OfficeGoal 6: Clean Water and Sanitation – Department for Environment, Food and Rural AffairsGoal 7: Affordable and Clean Energy – Department for Business, Energy and Industrial StrategyGoal 8: Decent work and Economic Growth – HM TreasuryGoal 9: Industry, Innovation and Infrastructure – Department for Business, Energy and Industrial StrategyGoal 10: Reduced inequalities – Government Equalities OfficeGoal 11: Sustainable Cities and Communities – Ministry of Housing, Communities and Local GovernmentGoal 12: Responsible Consumption and Production – Department for Environment, Food and Rural AffairsGoal 13: Climate Action – Department for Business, Energy and Industrial StrategyGoal 14: Life Below Water – Department for Environment, Food and Rural AffairsGoal 15: Life on Land – Department for Environment, Food and Rural AffairsGoal 16: Peace, Justice and Security – Home OfficeGoal 17: Partnerships for the Goals – Department for International DevelopmentGoals 4, 8, 10, 13, 16 and 17 are goals under review at the UN in 2019.How has the UK Government implemented the Sustainable Development Goals?All UK Government Departments are responsible for delivering the Goals in those policyareas for which they have responsibility. Departments have highlighted how their priorityprogrammes and activities will contribute to delivery of the Sustainable Development Goalsin their Single Departmental Plans which provide the basis for the Government’s planningand performance framework.High level summaries of Single Departmental Plans were published on 23 Maythis year, together with examples of how Government policies are contributing to theSustainable Development Goals. Ongoing engagement to inform initial drafting between October and December. Sharing case studies of how people and organisations are contributing to delivering theSustainable Development Goals through the Voluntary National Review website 8 October to May Engagement events with different groups of stakeholders on emerging findings in March 2019. Find out more on our events page Submission of a main messages document to the United Nations by 17 May 2019. Submission of the full Voluntary National Review to the United Nations by 14 June 2019. Presentation of the Voluntary National Review at the ministerial meeting of the UnitedNations High Level Political Forum from 16-18 July 2019. The first Head of Government-level review of the Sustainable Development Goals at theUnited Nations General Assembly in September 2019. 4 (education) 8 (work and economic growth) 10 (reduced inequalities) 13 (climate action) 16 (peace and justice). How can I contribute to the Voluntary National Review?The Government is committed to ensuring the Voluntary National Review is inclusive andtransparent. The Sustainable Development Goals are for everybody and we want to hearfrom a wide range of stakeholders either through our Voluntary National Review website ordirectly through a variety of events that will take place across the country. The Governmentencourages any group, organisation, or individual contributing to the implementation of theSustainable Development Goals in the UK to share what they are doing.Who is leading the Voluntary National Review?The Department for International Development (DFID) is leading co-ordination and theoverall drafting process for the Voluntary National Review. DFID is being supported by theCabinet Office and other UK Government Departments to prepare for the VoluntaryNational Review. DFID is also working closely with the Devolved Administrations inScotland, Wales and Northern Ireland to ensure the Voluntary National Review reflectsactivity across the whole of the UK.What are the key dates associated with the Voluntary National Review?Below is a list of key activities and deadlines for the UK’s Voluntary National Review:
Tenacious D Post-Apocalypto Tracklist:1. POST-APOCALYPTO THEME2. desolation3. HOPE4. cave women5. MAKING LOVE6. scientists7. TAKE US INTO SPACE8. i’ve got to go9. FUCK YO-YO MA10. reunion/not so fast11. DADDY DING DONG12. chainsaw bazooka machine gun13. ROBOT14. marCH15. turd whistle16. COLORS17. who’s your daddy?18. JB JR RAP19. WOMAN TIME20. SAVE THE WORLD21. POST-APOCALYPTO THEME (REPRISE)View Tracklist Tenacious D, the self-proclaimed “GREATEST BAND ON EARTH,” has officially announced the upcoming release of Post-Apocalypto, an audiovisual “masterpiece” which includes a brand-new album and an animated web series to go along with it.Tenacious D’s Post Apocalypto web series is set to hit YouTube on September 28th, with the album following shortly behind in on November 2nd. Along with the announcement, The D shared a bleak (though somehow still amusing) new teaser video for the web series, indicating that the new project will see Jack Black and Kyle Gass use their rock powers to navigate a post-apocalyptic dystopia of humanity’s own creation. Check out the video below:Tenacious D – Post Apocalypto Web Series Teaser VideoIn an interview with Kerrang! earlier this year, Black referenced the plans for a new Tenacious D project, saying “We’ve been working on it for years. It’s a post-apocalyptic musical comedy that’s an animated series that no one wanted in Hollywood but we’re making it anyway. And it’s very cheap, and it looks cheap, but that’s what makes it funnier.” He went on to liken the animation style (drawn by Jack himself) to those of Beavis & Butthead. “So that’s the plan, we’re making this album called Post-Apocalypto, and it’s all a story, like a rock opera like Tommy or The Wall….just like those.”The band first officially hinted at the new release during their headlining slot at Shaky Knees Music Festival in May. Soon after, Kage and J-Bles released their first teaser video for Post Apocalypto as part of the announcement of their first tour in five years (“new album 2018…probably…new tour 2018…DEFINITELY”). For a full list of Tenacious D’s upcoming tour dates, head here.The album is now available for pre-order here. You can check out a full track listing below:
We’re back in the thick of European conference season. From Gamescom in Cologne to IFA 2019 in Berlin, Dell Technologies has exciting news coming out of both shows!IFA is the largest consumer tech show in Europe and we expect to see significant news from 4K and OLED TVs to wearables to smartphones. We’ll be showcasing our latest PCs, of course, as the move to thin and light continues across the industry. It’s not only about smaller form factors though – consumers want adaptive, always connected, high-performing, and flawlessly designed PCs. Dell continues to set the bar for the PC industry.Ahead of IFA, we’re expanding our consumer portfolio with brand new form factors and the addition of new 10th Gen Intel® Core™ processors to our current XPS and Inspiron portfolio, delivering performance gains needed for compute intensive, demanding multi-thread workloads, while still handling 4K content efficiently. And in doing so, giving our customers heavyweight performance in thin, light and portable designs — the best of both worlds.XPS 13 We’ve taken our most beloved and awarded product, the XPS 13, or “the best laptop you can buy,” and made it even better. Available August 27th, we’ve added Intel 10th Gen Core™ U series processors — with i7 hexacore models available in October — in our existing beautiful form factor, helping the XPS 13 maintain its position as the most powerful 13-inch laptop in its class. Whether you’re a binge watcher or the busy mobile pro on the go, we’ve created the XPS 13 to be one of a kind. With the new Killer™ AX1650 (2×2) built on Intel WiFi 6 Chipset, wireless connectivity is three times as fast as the previous generation. Along with Dell CinemaColor and Dolby Vision and an optional 4K Ultra HD InfinityEdge display, the XPS 13 will remain eye candy for those glued to their screen. Available with either Windows 10 or Ubuntu 18.04 LTS, the latter which serves as the foundation of the XPS 13 developer edition, now in its 9th generation.And in case you missed it, the XPS 13 2-in-1, a COMPUTEX d&i Award winner, is now available for purchase. This 2-in-1 is a symbol of our meticulous attention to detail where every decision was driven by customer benefits and a mission to achieve a flawless design. The 2-in-1 is the world’s first Project Athena-verified laptop available with Intel’s new 10th Gen Core™, 10-nanometer silicon processors.Inspiron 14 7000With the latest 10th Gen Intel® Core™ processors, we’re also bringing premium materials and performance to our Inspiron line with the introduction of the new Inspiron 14 7000 ultralight laptops. Weighing sub-2.5 lbs., this impressively portable design was achieved through introducing a lightweight yet remarkably durable magnesium alloy chassis. And with the new lid-open sensor, Connected Modern Standby and fingerprint reader built into the power button, the system signs on securely and starts in a flash. Plus, the stylish laptop features all-around narrow borders with 100% sRGB color coverage, perfect for mobile multitasking.Additionally, we’re upgrading many other Inspiron systems with new 10th Gen Intel® Core™ processors, offering performance gains for multi-threaded workloads, including:Inspiron 13, 15, 17 7000 2-in-1, first announced at CES 2019 and a Computex Design Innovation Award winner, is now available with the addition of USB Type-C™ with Thunderbolt™ 3 support and in an optional silver chassis.Inspiron 14, 15 5000 2-in-1 delivers mobility and expandability with the bonus of an Active Pen compatible touchscreen.Inspiron 13 5000 offers a portable and thin form factor with optional mobile broadband for easy connectivity; and two sleek color options – Platinum Silver and Iced Lilac.Inspiron 24 5000 & 27 7000 All-in-One (AIOs) desktops announced at Computex 2019 and are available Friday, August 23. These desktops fit in your living room or dorm room as a simple and attractive entertainment system or TV replacement.Inspiron 14, 15 5000 (5493, 5494, 5593, 5594) includes a narrow border, FHD anti-glare wide-viewing display and Dell Cinema, perfect for the content-hungry user.Inspiron 14, 15, 17 3000 offers optional NVIDIA® GeForce® MX230 discrete graphics card. The 14 and 15 offer a stylish build for on-the-go tasks, while the 17 is made for the entire family to enjoy throughout the home. Vostro 15 5000Our small business customers care about reliability, security and price, and are often wearing many hats. Our new Vostro 14 and 15 5000 laptop allows customers to tackle more demanding tasks with the performance benefits of NVIDIA® GeForce® MX250 discrete graphics. Plus, the TPM 2.0 security chip and optional fingerprint reader keep data secure. We’ve also added our award-winning software, Dell Mobile Connect, so workers can connect their smartphones to their PC for increased efficiency. Overall, the laptop combines critical features into one affordable device small businesses can rely on to get work done.We are also introducing our first-ever 5000 series performance desktop for Small Businesses giving content creators, game developers and engineers the power, graphics and storage they need to perform their job at their best. The desktop equips customers with 9th Gen Intel® Core™ R processors and discrete graphics options up to NVIDIA® GeForce® RTX 2070.Finally, we are integrating 10th generation Intel Core processors within our current Vostro portfolio:Vostro 13 5000, a compact, thin design fits into a carry-on; plus, it’s Skype for Business certified for on-the-go work calls.Vostro 14, 15 3000 equipped with the hardware-based TPM 2.0 security chip and fingerprint reader integrated onto the power button for top security.For more specs, details, pricing and availability across our announcements, please check out our IFA 2019 press kit HERE and official Dell.com IFA landing page HERE. Most powerful: Based on Principled Technologies Report commissioned by Dell, November 2018 using the Cinebench CPU (multi-core test) comparing the Dell XPS 13 against competitive products with similar 15W configurations when measuring for sustained performance under a heavy CPU workload and controlling for processor wattage. Actual performance will vary based on usage, configuration, and manufacturing variability. See report here: http://facts.pt/Vm8PAx  The Dell XPS 13 laptop, developer edition began life as “Project Sputnik” a scrappy skunkworks project to pilot a developer-focused system. Thanks to the amazing feedback and support we received from the community it became an official product. Years later, we are on the ninth generation of the XPS 13 developer edition. Weights vary depending on configuration and manufacturing variability. Subject to service provider’s broadband subscription and coverage area; speeds may vary. Additional charges will apply. Contact your service provider for details. Color offerings are subject to regional availability. CinemaColor and CinemaStream (SmartByte) are not available on Windows 10 in S Mode.
93SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Wells Fargo said on Wednesday that Chairman and CEO John Stumpf will retire effective immediately in the wake of a sales practice scandal at the bank.The company’s board of directors elected President and Chief Operating Officer Tim Sloan to succeed him as CEO, while Lead Director Stephen Sanger will serve as the board’s non-executive chairman.The news comes after it was revealed that employees in Wells Fargo’s community banking division opened about 2 million accounts without customer authorization, which resulted in the bank paying $185 million in penalties. Stumpf was grilled on Capitol Hill as he defended the bank’s sales practices.Stumpf said that he was “grateful for the opportunity to have led Wells Fargo” and is optimistic about the bank’s future. continue reading »
In the selection of the regional edition of “CONGRESS Magazine” between seventy-one cities in different categories of Central and Southeast Europe, Dubrovnik is in first place, as the best destination in the destination category that can accommodate about a thousand congress participants.Meetings Star is a regional award for outstanding achievements in congress tourism in Central and Southeast Europe, awarded by the international specialized magazine Kongres, in the field of marketing communication of destinations, congresses, events and congress service providers. The award recognizes individuals and businesses that stand out for their creativity and knowledge, but also for measurable achievements in the field of the congress industry. “Dubrovnik has once again proved that it is a successful world tourist destination by ranking at the very top of the best in the congress industry in Europe, and as the best in the region.. ” stand out from the Dubrovnik Tourist Board.The editorial board of Kongres magazine has again this year prepared an overview of the best congress destinations in the region, which were evaluated in the context of the KONGRES MEETOLOGUE project. Destinations were evaluated according to criteria – natural and cultural factors; safety, general and transport infrastructure; tourist infrastructure and congress infrastructure, ICCA index, quality of life, etc. According to the results of the secret ballot, Dubrovnik received an overall score of 4,27 (out of 5), and is at the top of the table ahead of Villach and Klagenfurt in Austria.As it is pointed out, Dubrovnik is deservedly at the top of the list due to its modern infrastructure and well-equipped congress infrastructure, among which are the congress halls in Dubrovnik Palace, Excelsior, Bellevue, Grand Villa Argentina, Importanne Resort, Dubrovnik President, Valamar Lacroma and Radisson Blue. and professional DMCs and creative agencies to support congress tourism.You can find the article at the following link: http://kongres-magazine.eu/2017/08/mtlg-2017-results-m-meeting-destinations/
Along with a package of other measures aimed at mitigating the consequences of the COVID-19 epidemic, amendments to the Law on the Provision of Services in Tourism were adopted, according to which travel agencies were allowed to issuing value vouchers instead of refunding passengers for package deals. Also, the voucher must be valid for at least one year from the date of issue, within which period the traveler can arrange a replacement trip or other service. The Ordinance prescribes the use of vouchers issued by travel organizers for unexecuted package travel contracts that were to be executed after March 1, 2020, and were not executed due to special circumstances caused by the COVID-19 disease epidemic. Join the public debate, which lasts until 08.05.2020. The voucher is issued by the travel organizer within 14 days of the passenger’s request for a refund for the unexecuted package travel contract, and no later than 90 days from the day the trip was to begin. Side dish: eConsulting: Ordinance on the use of vouchers for unexecuted travel contracts in a package deal A few days ago, the Ministry of Tourism published the Ordinance on the use of vouchers for unexecuted travel contracts in a package deal.
Businesses in various sectors are going digital to continue operating amid the COVID-19 pandemic. Recently, Indonesian start-ups and fintech companies have begun launching programs to help micro, small and medium enterprises (MSMEs) to go digital.One fintech company that has helped with the digitalization of the retail supply chain is peer-to-peer lender AwanTunai. The company has disbursed Rp 407 billion (US$27.8 million) in loans to wholesalers and retailers, including warung (kiosks) from 2019 to June.AwanTunai offers point-of-sale (POS) solution as well as AwanTempo, a lending program to help warung increase sales by increasing their stocks. Through digitalization, we can now know data, such as what wholesalers are distributing to small retailers, when it happens and the value of the transactions they make.We do not aim to be a lender for these small businesses, rather our dream is for AwanTunai to be able to facilitate banks to serve MSMEs by helping create a credit scoring method. We want to show banks that small businesses can repay their loans on time and that our business model is safe for banks to disburse their loans through us. So, our mission is to help unbanked businesses get funding and build the data infrastructure of the retail supply chain.How has the COVID-19 pandemic affected AwanTunai?On the downside, we have seen our retailer clients experience an average 30 percent decrease in revenue. Their ability to repay loans on time fell to 88 percent during the pandemic from 98 percent last year.Our clients also saw consumer behavior changes during the pandemic with more people buying staple needs and fast-moving consumer goods (FMCG), while cigarettes and higher-end FMCG brands were struggling. This resulted in an inventory buildup.However, we have also noticed that people are still cautious about going to supermarkets, so they buy their needs at warung, which are closer to home. Warung owners have also learned to adjust to customer needs, further boosting sales. Because of this, the on-time payment rate returned to 97 percent in the second quarter this year.While the amount of loans was down, we have seen app adoption increase as more retailers join the AwanTunai mobile application.AwanTunai recently received US$20 million in funding, how are you going to disburse this capital?We want to focus on serving MSMEs, which are selling staple goods and FMCG products.Initially, we focused on helping digitalize wholesalers that had Rp 5 billion in revenue or higher. From them, we have gotten contacts to small retailers, and then we help them digitalize too. This top-down scheme works well because if we try to digitalize small retailers first, it may take longer, as some of them do not understand how to use mobile apps.However, we are also seeing the potential to go upstream and target medium or large farming groups. We wanted to expand to other sectors, such as digitalizing food and beverage or garage shops too, but since the pandemic has disrupted both sectors, we decided to focus on the verticals we already have.Now there are many start-ups and fintech companies that want to digitalize MSMEs, what are your thoughts on this trend?Sometimes start-ups try to implement business models that work in the United States or India in Indonesia. For example, some start-ups want to digitalize, but also change the supply chain by distributing goods from principle directly to modern or small retailers, skipping wholesalers altogether.The way I see it, Indonesia’s retail supply chain is already perfect. Wholesalers are still the backbone of the sector because they have warehouses in strategic places, they have efficient logistics and they have buyers within 5 to 10 kilometers of their warehouses.So, I think start-ups that try to change this model, especially those that also implement unsustainable business models such as burning money and give never-ending discounts will find it quite hard to survive, especially during this pandemic. What is AwanTunai’s plan for the future?Our target for the year is to have around 200 more wholesaler partners and around 10,000 more warung clients. We want to disburse around $10 million in loans by the end of the year as well.For future plans, first, we want to be able to help banks to disburse more accessible financing to millions of warung and small farmers in the country. We are now focusing on FMCG and staple needs, but I hope that our business model can inspire banks to see that financing MSMEs is possible.We are currently working with OCBC but hopefully, we can reach out to more banks too.Secondly, we want to expand our business nationwide. AwanTunai is now available in the Greater Jakarta area and East Java and we would like to serve more people in the future.We were also informed that a similar business model is needed and has the potential to thrive in our neighboring countries such as Myanmar and Bangladesh, so, it will be interesting to cater to these markets as well.Topics : The Jakarta Post’s Eisya A. Eloksari interviewed AwanTunai’s CEO Dino Setiawan on Aug. 29 to discuss the pandemic’s effects on the retail sector and the digital future of Indonesia’s supply chain.Question: Can you tell us about AwanTunai’s story and its work surrounding financial inclusion and the digitalization of small businesses?Answer: Initially, we wanted to digitalize the supply chain for small farmers, but I do not think we were ready because of the lack of digital infrastructure and digital literacy in rural areas compared to cities.So, we decided to build the technology infrastructure in the retail supply chain sector first. We wanted to collect and analyze data on small businesses, which was practically invisible before, as warung make transactions with cash and did the bookkeeping with paper and pen.
Governor Wolf Announces Cerner Corporation Expansion to Create 250 New Jobs Jobs That Pay, Press Release Harrisburg, PA – Governor Tom Wolf announced today that Cerner Corporation, a health care information technology company, will increase operations in Malvern, Chester County, a move that will create up to 250 new, high-wage jobs throughout the state.“Cerner has a significant presence in Pennsylvania, and I’m pleased that they chose to expand here adding 250 new, high-wage jobs,” Governor Wolf said. “The quality of Pennsylvania’s workforce continues to be a draw for companies looking to relocate or expand.”The combined resources of Cerner and the former Siemens Medical Solutions Health Services has opened up opportunities for additional collaboration and development for clients. To respond to this growth, Cerner will upgrade the former Siemens facility, expand training, and purchase equipment. Cerner has accepted the Governor’s Action Team offer which stated that it will invest more than $75 million in the project, and has also committed to creating 250 new, full-time jobs, while retaining more than 2,000 existing jobs over the next three years.“As a company at the intersection of health care and information technology, Cerner is experiencing tremendous growth, and we plan to maintain a strong presence in Malvern,” said Zane Burke, president, Cerner. “Since 2015, we’ve successfully integrated Cerner’s culture, tools, and processes, and I look forward to continuing our momentum with our Pennsylvania-based associates.”Cerner received a funding proposal from the Department of Community and Economic Development that includes a $1,250,000 Pennsylvania First program grant. The assistance is contingent upon Cerner submitting complete applications and meeting all of the program guidelines and commitments.The project was coordinated by the Governor’s Action Team, an experienced group of economic development professionals who report directly to the governor and work with businesses that are considering locating or expanding in Pennsylvania, in collaboration with the Chester County Economic Development Council.Cerner is the world’s largest publicly traded health information technology company providing leading-edge solutions and services for health care organizations worldwide. Cerner’s mission is to contribute to the systemic improvement of health care delivery and the health of communities. Publicly traded on the NASDAQ, Cerner operates both domestically and globally.For more information on Cerner, visit www.cerner.comFor more information about the Governor’s Action Team or DCED visit dced.pa.gov.Like Governor Tom Wolf on Facebook: Facebook.com/GovernorWolf SHARE Email Facebook Twitter August 08, 2016