A panel discussion hosted by the IDC looked at youth unemployment in Africa, its impact on the continent’s economy, and possible ways to reduce it.Martyn Davies of Frontier Advisory chaired the debate on youth unemployment in Africa. (Image: Shamin Chibba)Shamin ChibbaWhen asked how youth unemployment could be overcome, Miller Matola looked at the crowd, took a deep breath, and said: “Entrepreneurship is going to be a major element in transgressing this problem.”Matola, Brand South Africa’s chief executive, and six other business leaders spoke at the Africa Frontiers Forum, held at the Industrial Development Corporation head office in Johannesburg on Wednesday, 15 May. Having just returned from the World Economic Forum (WEF) Africa Summit in Cape Town, the panel looked at youth unemployment in Africa, its impact on the continent’s economy, and possible ways to reduce it.Dr Martyn Davies, the chief executive of Frontier Advisory, opened the discussion by saying the global rise in youth unemployment was harming the economy. “The number of young people who are unemployed in Africa is as large as the population of the United States.”South Africa had some of the highest unemployment rates in sub-Saharan Africa, he said, partly because of trade unions and rigid laws about hiring. Davies looked at China’s economic growth of 8%, which in turn created 15 million jobs a year, and said if South Africa could rise above its 2% growth to China’s level, then the country’s problems would be solved. “A 2% economy is not going to solve our problems. We are effectively sitting on a time bomb unless we create the opportunities aligned to economic growth.”Brand South Africa CEO, Miller Matola, said entrepreneurship can reduce youth unemployment. (Image: Shamin Chibba)Matola added that though economic growth, education and skills were critical, entrepreneurship presented a better solution. Leslie Maasdorp, the president of Bank of America Merrill Lynch for Southern Africa, agreed, saying that though there were a few young businesspeople in Africa, there were not enough to decrease unemployment and strengthen the economy.This was because the youth were unwilling to take risks: “If you look at people in the United States, they are more inclined to take risks and start businesses and fail. Failure is celebrated there.”A culture of innovation had to be created for youth to choose entrepreneurship as a career, Maasdorp added, explaining that the idea of competing with large South African conglomerates discouraged young entrepreneurs. “The chance of a small company taking on the likes of MTN or Cell C is slim.”Slim but not impossible: he said new technologies provided the entrepreneur with new possibilities, referring to M-Pesa, the Kenyan mobile banking service owned by Safaricom. It is now one of the fastest growing mobile banking companies in the world. “Banks from around the world are looking to M-Pesa to understand how this technology works and why there is such a huge uptake.”Africa needs role models, heroesFounder and chief executive of Raizcorp, Allon Raiz, said role models played a big part in creating young entrepreneurs. “Black economic empowerment is sucking smart and black entrepreneurs out of the economy. So that means we are not creating role models.”Most economies with an entrepreneurial base saw people naturally progress into entrepreneurship, he said. “Their parents were entrepreneurs and so were their grandparents. But there is no such thing in this country.” The continent should also look towards the agricultural sector for job opportunities, Raiz added, as it had a higher propensity to employ people.Jon Foster-Pedley, the dean and director of Henley Business School Africa, said that for youth unemployment to drop, Africa needed a new kind of hero who would be armed not with rifles but with education and skills. “The time for Afro-pessimism is over. The new African hero would be someone who creates something for their children and their grandchildren.”Young entrepreneurs are out thereTaking a different stance, Jayendra Naidoo, the executive chairman of investment company J&J Group, opposed fellow panellists, saying he had seen an upsurge of twentysomethings starting their own businesses. The nature of work had changed and it now required higher technical content and a greater demand for language and social skills, he explained. “Just as the industrial revolution changed work, we are moving towards jobs that have a flexibility of time. We work seven days a week and at all times of the day and night.”Naidoo also pointed out that job creation schemes developed by the public sector were not viable solutions to unemployment. It would be preferable, he said, if the government could create a support system that would change society’s behaviour from one of succour to that of resourcefulness. The social grant framework, though strong, did nothing to encourage behaviour change either. “Many countries are experimenting with a modern type of approach to welfare that gives people incentives to develop skills and become more eligible for employment.”Africa reaching its demographic dividendMaasdorp was optimistic that youth on the continent could rise because of Africa’s demographic dividend, which he said was an important ingredient for prosperity. Africa was experiencing this phenomenon for the first time, and in the next two decades it would be home to a large number of youth of working age. “We are already the youngest continent if you take the ages of 16 to 24; 70% are within that age gap.”By 2050, Africa would have 1,1 billion people of working age and would be supplying the rest of the world with labour.South Africa needs quality educationAnother solution offered during the discussion was mending the failing education system, particularly in South Africa. Maasdorp said that though there was a lot of money invested in education, the outcomes were “still pedestrian”. Current education models needed to be redeveloped. “It does not, in any way, prepare people for the world of work.”But Lebogang Mokwena, the director of youth development programmes in the Department of Higher Education and Training, claimed the government did provide students with a clear outline and less problematic transition into the working environment. She also questioned the need to teach entrepreneurship and whether it could enhance a person’s capabilities and innovation. “Perhaps it could be embedded – socially and culturally – in a subtle way.”Raiz said the education system was not practical and the skills gap between what was being produced and what was needed was getting wider. ”No one is coming up with solutions in terms of how to create a youth who can apply what they have learned.”Foster-Pedley believes part of the problem is that South Africans have been confusing education with intelligence for a very long time. “It does not mean that because someone is educated that they are intelligent and just because they are not educated it does not mean they are not intelligent.” South Africans’ underachieving ways were related to their lack of confidence, which was partly linked to the past. “If people deeply know they are intelligent, they will build the confidence that drives them forward.”There was a schism between private and public schooling, Maasdorp pointed out, calling for better collaboration between the two. Though public education was considered the main deliverer of that service, he explained that private schooling was growing fast and fulfilling particular gaps within the education system.Mokwena’s response was that the government intended on protecting the more vulnerable children from inferior private education. “Some of the more marginalised rural learners have access to inferior private schooling. We want to protect them.”Getting expats back to AfricaJinghao Lu, an analyst on the China-Africa desk at Frontier Advisory and audience member at the discussion, was curious about what Africa was doing to attract expats back to the continent. He said the majority of African expats living in the United States were highly educated, tech savvy and very entrepreneurial. “Those I met are very talented but there is no reason for them to come back to Africa.”Raiz responded that there were efforts to bring back African expats. He referred to Angel Jones, who established Homecoming Revolution, an independent non-profit organisation that encourages and assists South Africans living abroad to return home. She has now taken the service to the rest of Africa.Would you like to use this article in your publication or on your website? See Using Brand South Africa material.
Get the Free eBook! Learn how to sell without a sales manager. Download my free eBook! You need to make sales. You need help now. We’ve got you covered. This eBook will help you Seize Your Sales Destiny, with or without a manager. Download Now A lot of people will offer you advice. Most of it, you should avoid.Avoid people who tell you that you can have what you want without having to put forth the required effort. The people who care about you will tell you that the effort is required and believe that you are capable of exerting that energy.Avoid people who tell you that you don’t have to do something that is required of you when they don’t already have what you want. They are not credible, and it’s likely they weren’t good at what they are telling you that you must do. The people who have what you want will tell you what is required, and that it was more difficult and took longer than they expected.Avoid advice from pure theorists who have no experience with the practical application of what they suggest you should do. Good ideas and good intentions are important, but messy execution is how those results are produced. Look to people who have actually executed.Avoid people who tell you what you want to hear when they profit from you taking their advice. Motives matter. The advice you should pay closest attention to is the advice that makes you uncomfortable. A difficult truth is always better than the easy lie.Avoid people who promise you fast results and overnight success. Fast results, when they are obtained, are ephemeral. Listen to advice from people who recommend disciplined action and a persistent patience. Lasting results follow the laws of the universe: You plant in the Spring, you harvest in the Fall.Avoid people who have lowered their own standards and who would ask you to lower yours. Their advice, even when given with good intentions, isn’t given for your benefit. They’ve given up on themselves. You are still pure potential. You should continually raise your standards.Avoid advice on how to do something from someone who wasn’t able to do what you want to do. Their advice will only be their own justification for failing and a way to protect their own ego. Listen instead to someone who failed on their attempts and persisted until they found success.If you are going to listen to advice, first determine whose advice is worth taking.
1986NYG23.84DEN11.310+12.5 1987WAS5.311DEN17.54-12.2 Source: EdjFootball 2003NE31.23CAR1.216+30.0 2012BAL8.311SF23.85-15.5 1993DAL28.02BUF-2.919+30.9 2000BAL23.35NYG14.110+9.2 Philadelphia59.474.082.0 2008PIT30.1%2ARI-11.5%22+41.7 2013SEA43.71DEN27.02+16.7 1991WAS52.41BUF21.13+31.3 1997DEN23.46GB36.61-13.2 1996GB34.31NE13.49+20.9 The main reason for the Patriots’ mediocre start to the season was the defense. New England actually allowed more than 400 yards of offense in each of the first six games but has done that just once in the past 12 games, including the playoffs, and has conceded more than 20 points just twice.The improvement in defensive coordinator Matt Patricia’s unit has been real, but the Patriots still rank only 22nd in weighted defensive DVOA because they continue to allow a lot of successful plays. The 2017 Patriots have one of the most statistically unique defenses that we have ever studied. They are 32nd in yards per drive allowed but still rank sixth in points per drive allowed. No other defense since the latest league expansion in 2002 has ranked in the top 10 in points per drive allowed while ranking 26th or lower in yards per drive allowed. The Patriots were able to accomplish this with an extreme bend-but-don’t-break style of play. While part of this reflects New England’s red-zone defense that ranks second in points allowed per red-zone appearance, it’s also a matter of real estate. The Patriots’ opponents have the worst starting field position in the league thanks to New England’s strong special teams and ball security on offense — so there are more yards for offenses to gain against this unit. Still, the defense has managed to keep scoring down and is even doing this with just one takeaway in the past six games.You also can say that the Patriots have had some good fortune on defense this year. Opposing kickers missed nine field goals against the Patriots for a success rate of 71.0 percent, the second lowest against any team in 2017. New England has also controversially benefited from a few touchdowns overturned by replay — against the Jets (Austin Seferian-Jenkins), Steelers (Jesse James) and Bills (Kelvin Benjamin).Lest we forget, the Eagles finished 2017 ranked fourth in offensive points per drive. Foles threw four touchdowns against the Giants and just shredded a superior Minnesota defense in the NFC Championship Game for 352 yards and three touchdowns. If head coach Doug Pederson can devise another good offensive game plan, the Eagles could be poised for another big night of scoring against a suspect defense.Stat No. 3: Under PressureThese were two of the best offenses at handling pass pressure all season long, though Wentz hid a lot of Philadelphia’s protection problems with his mobility. Foles is not nearly the same threat in that regard, and he’s also not playing as well as Brady has been under pressure, which we highlighted a few weeks back.Using a scatter plot from ESPN Stats & Info, we looked at how teams fared under pressure by comparing their Total Quarterback Rating (QBR) to their average air yards per pass attempt (how far the ball traveled relative to the line of scrimmage). Not only were the Patriots and Eagles among the top three offenses in QBR, but they were also among the five most vertical offenses when pressured, both averaging just shy of 10 air yards per attempt. SplitTeamQ1Q2Q3 Stat No. 2: Defensive DVOAFor the season, the Patriots rank 31st in defensive DVOA, and that could ultimately be their undoing this week. Our study of Super Bowl winners has shown that no team since at least 1986 has won a Super Bowl with a defense ranked lower than 25th in this metric. Atlanta came really close a year ago, but the 26th-ranked defense eventually wore down against the Patriots in the Falcons’ 28-3 collapse in Super Bowl LI. The 2011 Patriots also came close with the 30th-ranked defense, but Eli Manning led the Giants down the field for another game-winning drive in Super Bowl XLVI. Teams don’t require great balance to win a Super Bowl, but having the No. 1 offense and No. 31 defense like the 2017 Patriots makes them the most unbalanced Super Bowl team in more than 30 years. 2010GB25.14PIT38.42-13.3 1992DAL40.61BUF10.69+30.0 Game winning chance 2016NE33.01ATL19.94+13.1 Philadelphia68.470.873.1 Brady in particular has really taken to throwing deep with defenders bearing down on him. Since 2015, Brady leads all quarterbacks by averaging 10.28 air yards per pass attempt while pressured, according to ESPN Stats & Info. In 2017, Brady has clearly been leaning toward the left portion of the field on passes thrown more than 15 yards beyond the line of scrimmage. He has thrown for 723 yards on 52 deep passes outside the left numbers, as opposed to 407 yards on 25 deep passes outside the right numbers.New England wide receiver Brandin Cooks leads the NFL (including the playoffs) with 381 receiving yards on passes to the deep left this season. He could be in for a big night against a Philadelphia defense that fared better in DVOA on passes thrown to the deep right (-10.8 percent) than the deep left (6.5 percent).Stat No. 4: The Predictable Game Script?In their previous seven Super Bowls, the Patriots have never scored in the first quarter. Every game was decided by 1 to 6 points, and either Brady or Eli Manning led a game-winning drive in the fourth quarter or overtime. This season, the Patriots and Eagles led the league in net points per drive, with 1.04 and 0.79 points respectively, and both are accustomed to playing with the lead, though the Patriots needed late game-winning touchdowns to topple the Steelers (in Week 15) and Jaguars in crucial matchups.We turned to EdjFootball, part of the EdjSports analytics site, for its Game Winning Chance probability data to see which team had the higher average win probability through each of the first three quarters of their 2017 games. 1999STL28.21TEN19.45+8.8 The biggest mismatches heading into a Super BowlSuper Bowls with the biggest discrepancy in weighted DVOA since 1986 2007NYG2.617NE42.51-39.9 PostseasonNew England58.869.558.1 DVOADVOA 2001NE15.49STL21.94-6.5 2015DEN16.36CAR30.93-14.6 1994SF39.51SD7.78+31.8 TotalNew England70.177.276.5 Both teams are seldom in troubleThe average Game Winning Chance of each Super Bowl team at the end of the first through third quarters 1989SF42.91DEN18.84+24.1 YearWinnerWEIRankLoserWEIRankDIFF. This year, New England has a weighted DVOA of 33.6 percent, and Philadelphia is at 23.6 percent.Source: Football Outsiders Philadelphia69.670.472.0 1995DAL30.83PIT24.75+6.1 Seemingly everyone has a Super Bowl take or prediction these days — the football media is afforded 14 days to scrutinize two teams and dissect every facet of their matchup. But that doesn’t mean every useful bit of information has been presented on the New England Patriots and the Philadelphia Eagles. We dug into the databases of ESPN’s Stats & Information Group and Football Outsiders to find a few obscure statistical areas to highlight that could help predict Sunday’s showdown.Stat No. 1: Weighted DVOAThe key efficiency metric used at Football Outsiders is Defense-adjusted Value Over Average, or DVOA for short (explained here). For the season, the Eagles ranked fifth in DVOA (23.5 percent) and actually edged out the sixth-ranked Patriots (22.6 percent). However, when looking at weighted DVOA, which places less importance on early-season games — the ones when the Patriots couldn’t get off the field and Carson Wentz was launching his breakout campaign — things become much different. The Patriots finished No. 1 in weighted DVOA (33.6 percent) and were 10 percentage points higher than the No. 7 Eagles (23.6 percent).It makes sense for the Patriots to rank No. 1 in weighted DVOA. Four of their five lowest games by DVOA came in the first five weeks of the season. Their only loss in their last 14 outings was the Week 14 game in Miami. It also makes sense that the Eagles held steady between the two stats: Philadelphia had five games with negative DVOA in 2017, and four of them were the last four games of the regular season.It has taken some time to adjust from Wentz to Nick Foles at quarterback, but Foles and the Eagles were stellar in the NFC Championship Game against Minnesota. That game is not reflected in the 23.6 percent weighted DVOA for the Eagles, but as Neil Paine recently wrote, a dominant performance in the conference title round has not been predictive of success in the Super Bowl.Since 1986 (as far back as the data currently goes), teams with at least a 5 percentage point edge in weighted DVOA are 15-8 in the Super Bowl. That sounds good for New England, but consider that the two biggest upsets by weighted DVOA were the Patriots’ losses to the Giants in Super Bowls XLII (the Pats had a 39.9-point advantage) and XLVI (a 19.3-point edge). 2011NYG6.014NE25.33-19.3 2004NE32.83PHI20.47+12.5 Regular seasonNew England71.5%78.2%78.8% Including the playoffs, the Patriots hold a slight edge over the Eagles in each quarter, boasting an average Game Winning Chance of 76.5 percent to start their fourth quarters compared with 73.1 percent for the Eagles. However, the Patriots have had a rougher go of things in the playoffs; they held just a 16.2 percent Game Winning Chance to start the fourth quarter against Jacksonville in the AFC Championship. Of course, it sure felt like the Patriots would come back from that deficit more than 16 times given 100 chances, but that’s just because we’ve seen this play out so often.No matter how well the Eagles start this game, we know the Patriots have the ability to come back. To make matters worse, Philadelphia’s worst defensive quarter this season was the fourth quarter, in which its DVOA fell to 14th after ranking in the top five in each of the first three quarters. While the Eagles have some experience at holding big leads, they weren’t doing so against an experienced New England team with Brady and Belichick. The Eagles have to be able to exploit the holes in New England’s defense to put a big number on the scoreboard and keep Brady off the field as much as possible.
Recommended for you Facebook Twitter Google+LinkedInPinterestWhatsAppGrand Turk, TCI, January 24, 2017 – The cold front and the rough weather it created has today grounded yet another boat on Governor’s Beach in Grand Turk. Just as the country learned that we would see the MV Mega One Triton removed very soon, there is a second cargo vessel stuck not too far away from the Mega One – there has been no official statement on this new predicament. #MagneticNewsMedia Facebook Twitter Google+LinkedInPinterestWhatsApp Nearly 30 Haitians caught following illegal landing in Nassau, says Defence Force Related Items:#MagneticNewsMedia TCI Premier blasts Opposition side for “slop” information, sets it straight in HOA Bahamas Police Commissioner Greenslade gone to UK, appointed as High Commissioner
Simplifying (and clarifying) the purchasing process—regardless of newsstand–and finding new ways to effectively market among the crush of new apps being launched is critical for publishers to succeed, according to speakers at MPA’s Digital E-Reading conference today. In a session called “Choosing the Right App Model for Your Band,” NYMag.com, Macworld, Consumer Reports and The Knot shared lessons from early attempts at creating paid apps. The typical approach across the industry right now is offering a paid iPad app for the magazine while developing free ancillary apps for that brand across multiple devices. Primary apps for Macworld include AppGems, which plucks appropriate magazine and Web content that works in a smartphone format. Macwold initially charged $2 for the app, which features content in small forms for phone, which allowed freedom to experiment with advertising. Macworld Daily Reader is an iPad app that bridges the gap between Web site and monthly magazine. Editors curate XML feeds for daily updates. “This is more like the magazine, in that it gets away from the ‘firehouse approach’ of the Web where we have 30 new stories each day and it uses the same typefaces and a similar layout as print,” said Jason Snell, editorial director of Mac Publishing. “The target is someone who wants more than the monthly magazine but not the fire hose of the web.” Consumer Reports offers a smartphone app called Mobile Shopper that lets users scan products in-store, offer prices online and in vicinity. In keeping with CR’s reliance on paid content, they set a high price point of $9.99. However, “We’ve been hearing from users that this isn’t going to work for something that they hold in their hand,” said Jerry Steinbrink, vice president of publishing at Consumers Union. “Dropping to $4.99 has been moderately successful.” However, the price change requires a specific marketing approach. “If we tell them in the App Store that Mobile Shopper is available for a couple days at half price, we get good response. If we just cut the price, there is no change in sales.” Steinbrink said that most CR subscribers are in their mid-60s, and want an iPad experience that is similar to the magazine, which offers a free sample for download and an upsell for the regular issue. He added that CR plans to launch data-driven app products for the enthusiast market in the near future. The Knot has been early to apps, launching its first in 2009. Its approach has centered on very community-oriented apps, allowing brides to talk among themselves. Similar apps such as PregnancyBuzz followed a similar approach, but require more management than typical apps, according to director of mobile and social media marketing Kate Ward. “It can be a difficult launch with the real-time aspect and we had to set up moderation for each app to make sure quality is up to standard,” she added. Marketing Apps: The Apple Dilemma Generating buzz around apps can be difficult with the flood of new apps being launched and the limitations Apple puts on publishers. Snell said that the Macworld Daily Rader originally was pitched as a subscription product but was rejected when Apple changed its subscription policy without informing the publisher. “Now we’re having to back into subscription pricing,” he said. However, offering an app for free does have some advantages in visibility and introducing people to the product. “Being free can be a good thing because it gets you on the app charts,” Snell said. “You can let 300,000 people try it, and then maybe they’ll buy it.” Consumer Reports does e-mail blasts and advertises its apps in its publication, while NYMag.com doe its own app-specific updates and notifications. Snell said MacWorld is considering Apple’s push technology notification. When it comes to publishers just getting started with apps, Snell acknowledged his bias but said that the iPhone is a good launching pad. “The iPhone is good for getting your feet wet. You’re talking about one development firm, one screen-to-aspect ration.”
WILMINGTON, MA — Did you the know the late State Rep. Jim Miceli’s Office is still offering constituent services?Miceli’s Chief of Staff Dave Robertson and Legislative Aid K.C. Fussell are ready, willing and able to assist Wilmington and Tewksbury residents in need.Robertson and Fussell can be reached at the State House via phone at 617-722-2305 or via email at David.Robertson@mahouse.gov and KC.Fussell@MAHouse.gov.Like Wilmington Apple on Facebook. Follow Wilmington Apple on Twitter. Follow Wilmington Apple on Instagram. Subscribe to Wilmington Apple’s daily email newsletter HERE. Got a comment, question, photo, press release, or news tip? Email email@example.com.Share this:TwitterFacebookLike this:Like Loading… RelatedSTATE REP RACE: Selectman Mike McCoy, Former Selectwoman Judy O’Connell, 9 Others Have Pulled Nomination PapersIn “Breaking News”STATE REP RACE UPDATE: 2 Previously Unreported Candidates Pulled Papers Friday Afternoon, Total Up To 13 (& Counting)In “Government”BREAKING NEWS: State Rep. Jim Miceli Has Passed Away (UPDATED)In “Breaking News”
Chris Monroe/CNET Over the next couple weeks we’re rolling out a redesigned News tab in Search on desktop. The refreshed design makes publisher names more prominent and organizes articles more clearly to help you find the news you need. Check it out 👇 pic.twitter.com/xa2aZfO4Qd— Google News Initiative (@GoogleNewsInit) July 11, 2019 “Over the next couple weeks we’re rolling out a redesigned News tab in Search on desktop,” it wrote. “The refreshed design makes publisher names more prominent and organizes articles more clearly to help you find the news you need.”Right now, Google’s News tab aggregates a bunch of news stories together in a list that’s basically designed to fit as many links on the screen at once. The new version will spread them out more and give you a better sense of what you’re looking at before you click, along with grouping strands of news on the same topic together. The company launched its three-year Google News Initiative in March 2018, kicking off a global partnership with news publications to help highlight the most accurate information possible, especially during breaking-news situations. First published at 4:23 a.m. PT.Updated at 4:58 a.m. PT: Adds more detail. Share your voice $999 Google,I’m shocked — shocked! — to learn that stores are turning Labor Day into an excuse to sell stuff. Wait — no, I’m not. As much as I respect the original intent of the holiday (which became official back in 1894), to most of us, it’s just a bonus day off — one that’s blissfully tacked onto a weekend. So, yeah, stores; go ahead, run your sales. I’m listening. Perhaps unsurprisingly, Labor Day doesn’t bring out bargains to compete with the likes of Black Friday (which will be here before you know it), but there are definitely some sales worth your time.For example:We’ve rounded up the best Labor Day mattress deals.We’ve also gathered the best Labor Day laptop deals at Best Buy.The 2019 Vizio P Series Quantum is back under $999.Be sure to check out Amazon’s roughly three dozen Labor Day deals on TVs and audio. Google Express is having a big sale as well, one that includes deals on game consoles, AirPods, iPhones, laptops and more.Below I’ve rounded up a handful of individual items I consider to be the cream of the crop, followed by a handy reference guide to other Labor Day sales. Keep in mind, of course, that products may sell out at any time, even if the sale itself is still running. Note that CNET may get a share of revenue from the sale of the products featured on this page. The Cheapskate See it Sarah Tew/CNET Other Labor Day sales you should check out Best Buy: In addition to some pretty solid MacBook deals that have been running for about a week already, Best Buy is offering up to 40% off major appliances like washers, dryers and stoves. There are also gift cards available with the purchase of select appliances. See it at Best BuyDell: Through Aug. 28, Dell is offering an extra 12% off various laptops, desktops and electronics. And check back starting Aug. 29 for a big batch of Labor Day doorbusters. See it at DellGlassesUSA: Aug. 29 – Sept. 3 only, you can save 65% on all frames with promo code labor65. See it at GlassesUSALenovo: The tech company is offering a large assortment of deals and doorbusters through Labor Day, with the promise of up to 56% off certain items — including, at this writing, the IdeaPad 730S laptop for $700 (save $300).See it at LenovoLensabl: Want to keep the frames you already love and paid for? Lensabl lets you mail them in for new lenses, based on your prescription. From now through Sept. 2 only, you can save 20% on the blue light-blocking lens option with promo code BLOCKBLUE. See it at LensablSears: Between now and Sept. 7, you can save up to 40% on appliances (plus an additional 10% if you shop online), up to 60% on mattresses, up to 50% on Craftsman products and more. The store is also offering some fairly hefty cashback bonuses. See it at SearsNote: This post was published previously and is continuously updated with new information.CNET’s Cheapskate scours the web for great deals on tech products and much more. For the latest deals and updates, follow the Cheapskate on Facebook and Twitter. Questions about the Cheapskate blog? Find the answers on our FAQ page, and find more great buys on the CNET Deals page. What’s cooler: A snapshot of a firework exploding in front of you, or full 360-degree video of all the fireworks and all the reactions to seeing them? Oooh, ahhh, indeed. At $250, the compact Rylo dual-lens camera is selling for its lowest price yet. And for an extra $50, you can get the bundle that includes the waterproof housing.This deal runs through Sept. 3; it usually costs $500. Free Echo Dot with an Insignia or Toshiba TV (save $50) Tags Spotify and most other streaming services rely on compressed audio, which robs the listener of full fidelity. Enter Tidal, the only “major” service that delivers lossless audio — meaning at least on par with CD quality, if not better. Want to see (er, hear) the difference for yourself? Grab this excellent extended trial while you can. It’s just $6 for three months, and it’s good for up to six listeners. Read Google Home Hub review Amazon Sprint Review • iPhone XS review, updated: A few luxury upgrades over the XR Recently updated to include digital-photo-frame capabilities, the Lenovo Smart Clock brings Google Assistant goodness to your nightstand. It’s a little smaller than the Amazon Echo Show 5, but also a full $30 less (and tied with Prime Day pricing) during this Best Buy Labor Day sale. Rylo 5.8K 360 Video Camera: $250 (save $250) Tags Though not technically a Labor Day sale, it’s happening during Labor Day sale season — and it’s too good not to share. Nationwide Distributors, via Google Express, has just about the best AirPods deal we’ve seen (when you apply promo code ZBEDWZ at checkout). This is for the second-gen AirPods with the wireless charging case. Can’t imagine these will last long at this price, so if you’re interested, act fast. Google Nest Hub: $59 (save $70) Apple AirPods with Wireless Charging Case: $155 (save $45) Boost Mobile $60 at Best Buy Use promo code 19LABOR10 to get an unusually good deal on JBL’s interesting hybrid product — not quite headphones, and not quite a traditional speaker, but something you wear like neckphones to listen to music on the go. See at Turo Best laptops for college students: We’ve got an affordable laptop for every student. Best live TV streaming services: Ditch your cable company but keep the live channels and DVR. Sarah Tew/CNET Read the Rylo camera preview Formerly known as the Google Home Hub, Google’s Nest Hub packs a wealth of Google Assistant goodness into a 7-inch screen. At $59, this is within a buck of the best price we’ve seen. It lists for $129 and sells elsewhere in the $89-to-$99 range.This is one item of many available as part of eBay’s Labor Day Sale (which, at this writing, doesn’t specifically mention Labor Day, but that’s how it was pitched to us). $59 at eBay I thought this might be a mistake, but, no, the weirdly named HP Laptop 15t Value is indeed quite the value at this price. Specs include an Intel Core i7 processor, 12GB of RAM, a 256GB solid-state drive and a 15.6-inch display. However, I strongly recommend paying an extra $50 to upgrade that display to FHD (1,920×1,080), because you’re not likely to be happy with the native 1,366×768 resolution. DJI’s answer to GoPro’s action cameras is rugged little model that’s shockproof, dustproof and waterproof down to 11 meters. It normally runs $350, but this deal drops it to $261 when you apply promo code 19LABOR10 at checkout. Share your voice See It Sarah Tew/CNET Preview • iPhone XS is the new $1,000 iPhone X Rylo $155 at Google Express $90 at Daily Steals via Google Express Read the AirPods review $999 Read DJI Osmo Action preview JBL Soundgear wearable speaker: $90 (save $160) $261 at Daily Steals via Google Express 7 See at Amazon Tidal 3-month family subscription: $5.99 (save $54) $299 at Amazon Angela Lang/CNET $210 at Best Buy 5 See It Apple iPhone XS Mentioned Above Apple iPhone XS (64GB, space gray) TVs Speakers Mobile Accessories Cameras Laptops Automobiles Smart Speakers & Displays Turo The problem with most entry-level laptops: They come with mechanical hard drives. That makes for a mighty slow Windows experience. This Lenovo model features a 128GB solid-state drive, so it should be pretty quick to boot and load software, even with its basic processor. Plus, it has a DVD-burner! That’s not something you see in many modern laptops, especially at this price. Sarah Tew/CNET See It $999 $6 at Tidal Read Lenovo Smart Clock review $520 at HP Best Buy An Echo Dot makes a fine match for any Fire edition TV, because you can use the latter to say things like, “Alexa, turn on the TV.” Right now, the 24-inch Insignia Fire TV Edition starts at just $100, while the 32-inch Toshiba Fire TV Editions is on sale for $130. Just add any Fire TV Edition to your cart, then add a third-gen Echo Dot, and presto: The latter is free. CNET may get a commission from retail offers. Internet Services DJI Osmo Action camera: $261 (save $89) Turo: Save $30 on any car rental Comments HP Laptop 15t Value: $520 (save $780) Lenovo 130-15AST 15.6-inch laptop: $210 (save $90) Comments Google’s giving its News tab a refreshed layout. Fairfax Media/Fairfax Media via Getty Images Google is updating the desktop version of its News tab to make it more obvious which outlet you’re reading and make the headline more prominent — basically making it look a lot like the search giant’s main news site. It showed off the refreshed look in a tweet Thursday. Turo is kind of like Uber meets Airbnb: You borrow someone’s car, but you do all the driving. I’ve used it many times and found it a great alternative to traditional car-rental services — in part because you get to choose exactly the vehicle you want (not just, say, “midsize”) and in part because you can often do pickup and dropoff right outside baggage claim.Between now and Sept. 1, the first 300 people to check out can get $30 off any Turo rental with promo code LDW30. $999 Lenovo Smart Clock: $59.99 (save $20)
The second largest public sector lender, Bank of Baroda, doesn’t see much impact on its asset quality due to the disruption in normal banking operations and subsequent cash crunch owing to the government’s demonetisation move.In an interview with CNBC-TV18, PS Jayakumar, managing director and chief executive officer of Bank of Baroda (BoB), said the bank would maintain its gross non-performing assets (NPAs) guidance of Rs 45,000-Rs 50,000 crore for this fiscal.”I think we will stay with the forecast number of being between Rs 45,000-50,000 crore of NPAs and hoping it would be somewhere in the middle of the range rather than on the higher end of the range,” Jayakumar said.Last week, the bank, while declaring its second quarter results, said that its gross and net NPAs had fallen on a quarter-on-quarter basis.The bank’s gross NPA in July-September period (Q2) of this fiscal fell to Rs 42,949.25 crore against Rs 42,991.68 crore reported during April-June period (Q1). Similarly, net NPA fell to Rs 19,341.95 crore in Q2 from Rs 20,783.77 reported in the previous quarter.The public sector bank’s slippages had also halved on a quarter-on-quarter basis.On overall credit growth for the rest part of this fiscal, Jayakumar said loan disbursement might see a near-term impact. “There could be some change, but again, it is too early to make these calls. I do not really have a pulse of how that (demonetisation) is going to play out,” he said. Jayakumar, however, added that any negative outcome on credit growth would be corrected because money supply would get restored soon.The CEO also pointed out that the bank plans to recalibrate all its ATMs for dispensing new Rs 500 and Rs 1,000 notes by November 24-25. About 200 of its ATMs are now able to dispense new Rs 2,000 note, he added.Meanwhile, the low-cost deposit base, which is known as current account and savings account (CASA) deposits, has grown by 14 percent for the bank due to rising cash deposits by the general public after the demonetisation of high-value currencies.State-owned Bank of Baroda posted a four-fold rise in its net profit at Rs 552.1 crore in the second quarter ending September 2016 from a net profit of Rs 124.4 crore during the same period last fiscal.Its share price has moved up by around 19 percent in the past one week to trade at Rs 173.60 on Wednesday (2:20 pm).
In a letter dated Tuesday, Carver County District Court Judge Kevin Eide denied a request from three of Prince’s heirs to reconsider the artist’s estate’s recent agreement with Tidal, which was approved by the court in May. Attorneys for heirs Sharon Nelson, Norrine Nelson and John R. Nelson submitted a heavily redacted request earlier this month that, according to a response letter from the estate, requested reconsideration of that agreement on the basis of news reports that alleged Tidal had falsified its streaming numbers.Included in the deal is a week’s exclusive streaming rights for an album of unreleased material that will be co-curated by Jay-Z and is scheduled for release next year; the agreement also settled “previously unresolved legal matters” between the estate and Tidal, which had been ongoing in the wake of the confused state of the artist’s business affairs after his death from an accidental overdose in April 2016. ×Actors Reveal Their Favorite Disney PrincessesSeveral actors, like Daisy Ridley, Awkwafina, Jeff Goldblum and Gina Rodriguez, reveal their favorite Disney princesses. Rapunzel, Mulan, Ariel,Tiana, Sleeping Beauty and Jasmine all got some love from the Disney stars.More VideosVolume 0%Press shift question mark to access a list of keyboard shortcutsKeyboard Shortcutsplay/pauseincrease volumedecrease volumeseek forwardsseek backwardstoggle captionstoggle fullscreenmute/unmuteseek to %SPACE↑↓→←cfm0-9Next UpJennifer Lopez Shares How She Became a Mogul04:350.5x1x1.25×1.5x2xLive00:0002:1502:15 Popular on Variety In the estate’s response, attorney Lora M. Friedemann argued that “The Nelsons fail to raise any issue that merits reconsideration,” stating, among other claims, that their request is “based on accusations about Tidal reported in one newspaper article in Norway over six weeks ago,” which claims that Tidal falsified its streaming numbers for high-profile releases including Kanye West’s “Life of Pablo” and Beyonce’s “Lemonade.” The Nelsons’ letter fails to acknowledge that Tidal has denied the allegations as ‘lies and falsehoods,’ and has stated that information ‘was stolen and manipulated.’ Unproven media reports do not constitute an ‘intervening legal development,’ or demonstrate that the Court’s Order was ‘palpably wrong in some respect.’“The Nelsons’ request is meritless and should be denied,” she concludes.The heirs’ attorney did not immediately respond to Variety’s request for comment.In 2015, Prince struck a deal with Tidal that made it, at the time, the exclusive streaming partner for his catalog. After his death, most of his Warner catalog returned to all major streaming services in February of last year, but much of it remained either unavailable or only on Tidal while the two parties worked to settle the deal. That agreement was announced last month.